Financial Aid for Law Students
There are various types of financial aid available to Law students who need financial assistance.
The Central Provident Fund (CPF) Education Loan Scheme is available to all subsidised SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS. This scheme cannot be used to pay miscellaneous fees.
As stipulated by the CPF Board, you can use your own, your spouse's or your parents' CPF savings to pay for your tuition fees. The use of a sibling's CPF savings is only considered on a case-by-case basis.
Repayment
Repayment will start one year after graduation or on leaving the programme, whichever is earlier. The student has to repay the full amount of CPF savings withdrawn and the interest from the time the savings are withdrawn in cash. The interest, which is based on the prevailing CPF interest rate, will be credited into the CPF account of the member whose savings had been used. The repayment can be made in one lump sum or by monthly instalments over a maximum period of 12 years. For outstanding amounts of up to S$10,000, the minimum repayment per month is S$100.
Guarantor
With effect from 1 April 2005, CPF Board has waived the need for students to furnish a guarantor for applications to use CPF savings for education.
How to Apply?
We only accept online submission and you will need your Singpass to login. Please refer to the step-by-step guide on how to submit an online application.
Application Periods:
| New Students | Current Students |
|---|---|
AY2025 Intake: | AY2024 Intake and earlier |
Frequently Asked Questions (FAQs) and Resources
View FAQs on CPF Education Loan Scheme
View CPF interest rates
The Mendaki Tertiary Tuition Fee Subsidy scheme is an education subsidy for Malay students to cover their tuition fees at tertiary institutions.
With effect from 1 January 2011, students with Malay as their first component race of a double-barrelled race (i.e. Malay-Indian or Malay-Chinese) are also eligible for the scheme.
Eligibility
- Singapore Citizens (SC) / Singapore Permanent Resident (SPR)
- Malay or Indonesian descent
- Full-time undergraduate programme at local government tertiary Institution and covered under MOE-subsidised degree programmes
- First awarding Degree
- PCI not exceeding S$2,000
| Income Criteria | Gross Monthly Household Per Capita Income below S$1,400 | Gross Monthly Household Per Capita Income ≥S$1,401 and ≤S$1,700 | Gross Monthly Household Per Capita Income ≥S$1,701 and ≤S$2,000 |
|---|---|---|---|
| Quantum | 100% of subsidised tuition fee | 75% of subsidised tuition fee | 50% of subsidised tuition fee |
How to Apply?
Access MyMENDAKI Portal to submit an online application.
| Academic Year | 1st Application Period | 2nd Application Period | Notification Date |
|---|---|---|---|
| Intake 2024 - 2025 | 15 May 2024 to | 21 November 2024 to 8 | You will be informed by Yayasan Mendaki directly |
For more information please visit Mendaki's website here.
The Tuition Fee Loan (TFL) is a Government education loan to help students in their payment of tuition fees.
Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the TFL Scheme on behalf of the University.
Students who have applied for TFL through DBS will first receive the status of their loan account from the bank, and subsequently a final email notification from SUSS if their applications are successful and accepted. The TFL application is only completed and confirmed, upon the issuance of this final email notification from SUSS.
Eligibility
The TFL is available to all SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS.
From AY2018, the TFL is extended to full-time International Students studying in the MOE-subsidised degree programmes at SUSS.
The following categories of students are not eligible for TFL:
- Students receiving Government/Statutory Board/SUSS scholarships which cover 100% tuition fees
- Students using Provident Fund ("CPF") savings for payment of 100% of the tuition fees
- Students receiving full tuition fee subsidy from Mendaki
- Students who are taking non-undergraduate programmes
- Students who are not receiving MOE tuition grant for their undergraduate programmes
Loan Quantum
The TFL covers up to 90% of the tuition fee payable by SC. It does not cover any other miscellaneous fees. You may choose any of these loan quanta: 30%/50%/80%/90% of the total tuition fees payable by SC.
SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.
Students who have obtained other loans (e.g., CPF Education Scheme) that cover less than 90% of the fees payable by SC are eligible to take up the TFL to cover the remaining fees payable, as long as the total TFL amount awarded does not exceed 90% of the subsidised fee payable by SC. The total loan amounts (from both the TFL and other loans) should not exceed 100% of fees payable by the student.
Guarantor
You will need a guarantor to apply for . The criteria for the guarantor for the TFL are as follow:
- One guarantor above 21 years but not exceeding 60 years
- No income qualification will be stipulated
- SC guarantor will be accepted for applicant
- SC or PR guarantor can be accepted for a PR applicant
- SC, PR or foreigner can be accepted for foreign applicants
Repayment
The repayment terms are as follows:
- Repayment of the loan can be made in one lump sum or by equal monthly , commencing not later than 2 years after graduation.
- The minimum amount of repayment is S$100 per month and the maximum repayment period is 20 years
- In the event that the borrower leaves the University without completing the degree programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly on such terms and conditions as stipulated by SUSS
Interest Rate
Interest will commence after the borrower's graduation.
The following interest rates will be applicable to all new Government education loan (i.e. Tuition Fee Loan and Study Loan) agreements signed on and after 1 April 2024.
| Standard interest* | 3-month compounded Singapore Overnight Rate Average (3M SORA) plus 1.5 percentage points or such other rates as may be determined from time to time by the bank |
| Late payment interest for overdue and unpaid loans/loan instalment | 3M SORA plus 4.5 percentage points or such rate as may be determined from time to time by the bank |
* not applicable to interest-free Study Loan
The interest rates will be revised on a half-yearly basis based on the 3M SORA published on the Monetary Authority of Singapore’s (MAS) website on 1 March (for the period 1 April to 30 September) or 1 September (for the period 1 October to 31 March of the following calendar year). You can visit DBS website for the applicable interest rates on every 1 April and 1 October.
How to Apply
TFL Application Period
| Academic Year | Start Date of Application | *Submission Deadline |
|---|---|---|
| Intake 2024 | 1 June | 30 June |
*Note: TFL application submitted after the stipulated deadline above may be rejected.
To Apply;
- Please visit Tuition Fee Loan | DBS Singapore and follow the instructions under the ‘Apply Now’ section to submit your TFL application online via the DBS digibank app. Please submit your application by the stipulated submission deadline above. After submitting, the bank will issue you the loan account number.
- Please be informed that you and your guarantor are required to complete the TFL application via DBS digibank. Otherwise your application will be considered as incomplete.
Important Note:I Digital TFL Application is only applicable to applications with Guarantors who are Singapore Citizens/Permanent Residents and Foreigners who are pass-holders (Residing or working in Singapore). If your Guarantor is neither residing nor working in Singapore please refer to the guide for more information on how to apply for your TFL.
The bank will take approximately 7 working days to process your TFL application and thereafter inform SUSS on the the loan account status of your application.
If your application is successful, SUSS will notify you by email on the balance of the course fee amount payable at your end, after receiving confirmation from the bank. Please note that your TFL application is only confirmed, upon receiving this email from SUSS.
Supporting Documents for TFL Application
- Provisional Offer or Final Offer Letter of Admission (for student)
- SUSS's student card (for student)
- Passport (foreign student and guarantor, where applicable)
Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed.
- DBS Bank
Tel : +65 6333 0033 - Singapore University of Social Sciences
Tel: +65 6248 9777
Frequently Asked Questions (FAQs)
View FAQs on MOE Tuition Fee Loan.
View FAQs on Completing Course and Loan Details at DBS Digibank app.
Infographic on MOE Tuition Fee Loan (TFL)
Infographic on MOE Tuition Fee- Loan
The MOE Study Loan (SL) is a means-tested Government loan and complements the Tuition Fee Loan (TFL).
The SL provides loans to cover up to the remaining 10% of tuition fees not covered by the . It does not cover any other miscellaneous fees.
Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the SL Scheme.
Study Loan Application Period
| Academic Year | Start Date of Application | Submission Deadline |
|---|---|---|
| Intake 2024 | 1 June | 30 June |
Eligibility
Singapore Citizen (SC) and Singapore Permanent Resident (PR) students and International Students (IS) studying full-time in the MOE-subsidised undergraduate degree programmes in SUSS are eligible to apply for the SL.
Full-time undergraduates who are awarded fee subsidy or loan by an organisation registered with a government agency or have applied for the government TFL in full or a mixture of both, provided the total subsidy or loan is not below 80% or 90% (refer to table below) of subsidised fees payable by SC shall be considered for the SL. The maximum limit of SL is 10%/20% of the subsidised fees payable by SC plus S$3,600 per annum for living allowance. The total loan amounts for fees (from TFL, SL and other loans) should not exceed 100% of subsidised fees payable by the student.
Full-time undergraduates who have obtained loans amounting to 100% of tuition fees payable from either the CPF Education Scheme or a combination of the TFL and the CPF Education Scheme can borrow up to the maximum living allowance loan quantum only.
Those who are awarded Mendaki fee subsidy or loan can borrow up to the maximum living allowance loan quantum only.
SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.
Loan Criteria and Quantum
The SL will be awarded on a means-tested (i.e., needs analysis) basis. The loan quantum is based on the student's Gross Monthly Household Per Capita Income (PCI):
| Loan Type | Tier 1 Study Loan (Waiver of Interest) | Tier 2 Study Loan (With Interest) | |
|---|---|---|---|
| Nationality | SC & PR | SC & PR | IS |
| Income Criteria | Gross Monthly Household per capita Income* ≤ S$950 | Gross Monthly Household per capita Income* > $950 and ≤ $2,700 | Gross Monthly Household per capita Income* ≤ $1,200 |
| Maximum Quantum of Loan | Maximum of 20% of tuition fees payable by SC plus annual living allowance loan of $3,600 | Maximum of 10% of tuition fees payable by SC plus annual living allowance loan of $3,600 | Maximum of 10% of tuition fees payable by SC plus annual living allowance loan of $3,600 |
* Monthly household per capita income is computed based on gross income of immediate and non-immediate family members over the total number of immediate and non-immediate family members.
Guarantor
You will need a guarantor to apply for SL. The criteria for the guarantor for the SL are as follow:
- One guarantor above 21 years but not exceeding 60 years
- No income qualification will be stipulated
- SC guarantor will be accepted for applicant
- SC or PR guarantor can be accepted for a PR applicant
- SC, PR or foreigner can be accepted for foreign applicants
Repayment
The repayment terms are as follows:
- Repayment of the loan commences not later than 6 months after graduation.
- The minimum amount of repayment is S$100 per month and the maximum repayment periods are:
- Study loan (waiver of interest): 5 years from of repayment.
- Study loan (with interest payment): 20 years from of repayment.
- In the event that the borrower leaves the University without completing the programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly on such terms and conditions as stipulated by SUSS.
Interest Rate
For students under Tier 1 Study Loan scheme, interest is waived during the repayment period of 5 years. Interest will start accruing if repayment is made beyond the 5-year period.
For students under the Tier 2 Study Loan scheme, interest will commence after the borrower's graduation.
The following interest rates will be applicable to all new Government education loan (i.e. Tuition Fee Loan and Study Loan) agreements signed on and after 1 April 2024.
| Standard interest* | 3-month compounded Singapore Overnight Rate Average (3M SORA) plus 1.5 percentage points or such other rates as may be determined from time to time by the bank |
| Late payment interest for overdue and unpaid loans/loan instalment | 3M SORA plus 4.5 percentage points or such rate as may be determined from time to time by the bank |
* not applicable to interest-free Study Loan
The interest rates will be revised on a half-yearly basis based on the 3M SORA published on the Monetary Authority of Singapore’s (MAS) website on 1 March (for the period 1 April to 30 September) or 1 September (for the period 1 October to 31 March of the following calendar year). You can visit DBS website for the applicable interest rates on every 1 April and 1 October.
How to Apply (2-Part Process)
(Note: Students must have TFL or a loan with any registered government organization before applying SL)
Part 1 of SL application
- To apply, submit the online SL Application Form and the required supporting documents before the stipulated deadline.
- If your application is successful, you will be notified by SUSS within 7 working days of your TFL approval from DBS bank via email (note: only successful applicants will be notified).
Part 2 of SL application
- Upon receiving the email notification from the University, please note that you and your guarantor are required to upload the SL approval letter (issued by the University) and complete the Study Loan form via DBS digibank. Otherwise your application will be considered as incomplete.
In the meantime, you may read through this guide to learn more about what you need to prepare in advance for the submission.
- Upon receiving the confirmation of your Study Loan form submission via DBS digibank, SUSS will notify you via email of the balance of the course fee amount payable on your end, i.e., total course fee payable less your Tuition Fee Loan, Study Loan and any other loan to finance the tuition fees.
- DBS will then update SUSS on your successful Study Loan application and you should receive an annual statement from the bank for your reference.
Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed. Please ensure that you have completed both Part 1 and Part 2 of the application.
- DBS Bank
Tel : +65 6333 0033 - Singapore University of Social Sciences
Tel: +65 6248 9777
Frequently Asked Questions (FAQs)
The Higher Education Bursary (previously known as MOE Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.
The application, notification and disbursement periods are as follows:
| Academic Year | Application Period * | Notification Period | Disbursement Period |
|---|---|---|---|
| AY 2024 | 1 to 30 June | End August | End October |
Value of the Bursary
The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.
| Tier 1 | Tier 2 | |
|---|---|---|
| Income# Eligibility Criteria | GHI3 $4,401 - $7,500 or PCI2 $1,101 - $1,875 | GHI3 $7,501 - $10,000 or PCI2 $1,876 - $2,500 |
| Quantum | S$3,250 | $1,350 |
#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).
1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Bursary. However, students must not concurrently hold the Higher Education Community Bursary and the Higher Education Bursary.
2PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.
3GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:
- Immediate family members include parents who may or may not be living together with the student.
- Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
For Married Students:
- Immediate family members include spouse and all children who may or may not be living together with the student.
- Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
Terms & Conditions
You are advised to read through the Terms & Conditions for the Higher Education Bursary before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without the full set of required supporting documents will be deemed as incomplete and will not be processed. For details, please refer to the Supporting Document Checklist.
For new students, you must be accepted for admission first before submitting your application for the Bursary.
Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.
* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.
Frequently Asked Questions (FAQs)
The Higher Education Community Bursary (previously known as CDC/CCC Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.
The application, notification and disbursement periods are as follows:
| Academic Year | Application Period * | Notification Period | Disbursement Period |
|---|---|---|---|
| AY 2024 | 1 to 30 June | End August | End October |
Value of the Bursary
The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.
| Tier 1 | Tier 2 | |
|---|---|---|
| Income# Criteria | GHI3 ≤ $3,000 or | GHI3 from $3,001 to $4,400 or |
| Quantum | S$6,300 | $5,100 |
#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).
1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Community Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Community Bursary. However, students must not concurrently hold the Higher Education Bursary and the Higher Education Community Bursary.
2PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.
3GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:
- Immediate family members include parents who may or may not be living together with the student.
- Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
For Married Students:
- Immediate family members include spouse and all children who may or may not be living together with the student.
- Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
Terms & Conditions
You are advised to read through the Terms & Conditions for the Higher Education Community Bursary before applying.
How to Apply
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without the full set of required supporting documents will be deemed as incomplete and will not be processed. For details, please refer to the Supporting Document Checklist.
For new students, you must be accepted for admission first before submitting your application for the bursary.
Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.
* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.
Frequently Asked Questions (FAQs)
SUSS Study Awards for Law
The SUSS Study Awards for Law is open to current Bachelor of Laws (LLB) and Juris Doctor (JD) students.
Applicants must be Singapore citizens with financial needs and must achieve at least a cumulative Grade Point Average of 3.5 at point of study award application.
The value of each study award is S$3,000 and will be used to offset against the tuition fees for the semester. It is awarded based on applicant's Gross Monthly Household Per Capital Income (PCI)1 or Monthly Gross Household Income (GHI)2, or evidence of financial difficulties.
1PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.
2GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:
- Immediate family members include parents who may or may not be living together with the student.
- Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
For Married Students:
- Immediate family members include spouse and all children who may or may not be living together with the student.
- Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
Tenure of Study Awards
Each study award is given only for the semester in which it is awarded, and is used to pay the course fee of that semester. There is no bond attached to the study award.
Terms & Conditions
You are advised to read through the Terms and Conditions for the study award before applying.
How to Apply
Application period: 1 August to 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Applicants will be notified of the outcome via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
SUSS Business and Community Circle Study Grants [New]
The SUSS Business and Community Circle Study Grants are established to support financially disadvantaged students in the Bachelor of Laws and Juris Doctor programmes offered by the Singapore University of Social Sciences (SUSS), who have been awarded the Higher Education Community Bursary/ Higher Education Bursary in the same academic year.
Value of Study Award
Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.
How to Apply
Application period: 1 August – 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for the study grant.
Applicants will be notified of the outcome via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
Choo Swee Tong Study Award
The Choo Swee Tong Study Award aims to provide financial assistance to deserving current students in the Bachelor of Laws and Juris Doctor programmes offered by the Singapore University of Social Sciences (SUSS).
Eligibility Criteria
- Completed one year of academic study in the School of Law;
- Have a dependent staying in the same household. The term ‘dependent’ shall refer to (i) a child or children below 18 years of age; or (ii) a child or children above 18 years of age who is/are enrolled in an institute of higher learning; and/or (iii) elderly parents who are not in receipt of an income; and
- Monthly household income per capita (PCI) does not exceed S$4,300.
Tenure of Study Award
The tenure of this study award is one academic year. There is no bond attached to the study award.
Value of Study Award
Each study award is S$3,750 and will be used within the awarded academic year (2 semesters) to offset the recipient's tuition fees.
Terms & Conditions
You are advised to read through the Terms and Conditions for the award before applying.
How to Apply
Application period: 1 August – 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Applicants will be notified of the outcome via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
Masonic Charitable Fund – Sivakumar Murugaiyan Lion of Erin Lodge Study Award
The MCF-Sivakumar Murugaiyan Lion of Erin Lodge Study Award aims to provide financial assistance to deserving students in the Bachelor of Laws and Juris Doctor programmes offered by the Singapore University of Social Sciences (SUSS).
Eligibility Criteria
- Singapore citizen with impressive academic and co-curricular activities records, strong language skills, and demonstrable leadership qualities;
- Monthly household income per capita (PCI) does not exceed S$4,300.
- Minimum CGPA of 3.5.
Tenure of Study Award
The tenure of this study award is one academic year. There is no bond attached to the study award.
Value of Study Award
Each study award is S$7,500 and will be used within the awarded academic year (2 semesters) to offset the recipient's tuition fees.
Terms & Conditions
You are advised to read through the Terms and Conditions for the award before applying.
How to Apply
Application period: 1 August – 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Only successful candidates shall be notified via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
School of Law (SLAW) Resilience Study Award
The SLAW Resilience Study Award aims to support LAWLLB and LAWJD students who are motivated and committed to serving society and broader communities, especially the less privileged, to create a positive multiplier effect.
Eligibility Criteria
- Possess impressive academic and co-curricular activities records, strong language skills, and demonstrable leadership qualities;
- Monthly household income per capita (PCI) does not exceed S$4,300; and
- Minimum CGPA of 3.5.
Tenure of Study Award
The tenure of this study award is one academic year. There is no bond attached to the study award.
Value of Study Award
Each study award is S$4,500 and will be used within the awarded academic year (2 semesters) to offset the recipient's tuition fees.
Terms & Conditions
You are advised to read through the Terms and Conditions for the award before applying.
How to Apply
Application period: 1 August – 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Only successful candidates shall be notified via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
The Justice Choor Singh Study Award for Law
The Justice Choor Singh Study Award aims to provide financial assistance to deserving students in the Bachelor of Laws and Juris Doctor programmes offered by the Singapore University of Social Sciences (SUSS).
Who is Eligible?
You should be a Singapore citizen with impressive academic and co-curricular activities records, strong language skills, and demonstrable leadership qualities. New students must separately seek admission to the programme and must be accepted for admission before being considered for the study award.
Tenure of Study Award
The award quantum will be disbursed to recipients over two years (4 semesters). Selected recipients can re-apply for support for another two years.
Value of Study Award
The value of each study award is capped at S$10,000 each. There is no bond attached to the study award.
Terms & Conditions
You are advised to read through the Terms and Conditions for the award before applying.
How to Apply
Application period: 1 August – 15 September
To apply for the award, you need to submit your application online by the stipulated closing date.
For prospective students, you must submit your admission e-application first before submitting your application for the award.
Previously unsuccessful candidates need not re-apply. Applicants will be notified of the outcome via email by end November.
The decision of the Student Awards Committee of SUSS is final and binding, and no reasons will be given for the non-selection of unsuccessful candidates. No appeals will be entertained.
The Sant Singh Study Award for Law
The Sant Singh Study Award aims to provide financial assistance to deserving students in the Bachelor of Laws and Juris Doctor programmes offered by the Singapore University of Social Sciences (SUSS).
Who is Eligible?
You should be a Singapore citizen with impressive academic and co-curricular activities records, strong language skills, and demonstrable leadership qualities. New students must separately seek admission to the programme and must be accepted for admission before being considered for the study award.
Tenure of Study Award
The award quantum will be disbursed to recipients over two years (4 semesters). Selected recipients can re-apply for support for another two years.
Value of Study Award
The value of each study award is capped at S$10,000 each. There is no bond attached to the study award.
Terms & Conditions
You are advised to read through the Terms and Conditions for the award before applying.
How to Apply
Application period: 1 August – 15 September
To apply for the award, you need to submit your application online by the stipulated closing date.
For prospective students, you must submit your admission e-application first before submitting your application for the award.
Previously unsuccessful candidates need not re-apply. Applicants will be notified of the outcome via email by end November.
The decision of the Student Awards Committee of SUSS is final and binding, and no reasons will be given for the non-selection of unsuccessful candidates. No appeals will be entertained.
Wong Lan Eng Study Award for Law
The Wong Lan Eng Study Award for Law is open to current Bachelor of Laws (LLB) and Juris Doctor (JD) students.
The value of the study award is up to S$7,500 and will be used to offset against the tuition fees in each academic year to students with financial needs.
It is awarded based on applicant's Gross Monthly Household Per Capital Income (PCI)1 or Monthly Gross Household Income (GHI)2, or evidence of financial difficulties. Preference will be given to applicants with a per capita income (PCI) of no more than S$2,500.
1PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.
2GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:
- Immediate family members include parents who may or may not be living together with the student.
- Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
For Married Students:
- Immediate family members include spouse and all children who may or may not be living together with the student.
- Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
Tenure of Study Awards
The study award is used to pay for the course fee in each academic year. There is no bond attached to the study award.
Terms & Conditions
You are advised to read through the Terms and Conditions for the study award before applying.
How to Apply
Application period: 1 August - 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.
Applicants will be notified of the outcome via email by end November. The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
The SUSS Student Care Fund aims to provide contingency financial grant for students facing sudden or immediate financial hardship, arising from unexpected family and life situations.
Eligibility
- Current SUSS undergraduate and graduate students
- Requires assistance with living expenses due to sudden occurrence of any of the following by the main income contributor and/or co-contributor:
| Situation | Supporting documents |
|---|---|
| Retrenchment / Involuntary no pay leave / Dismissal / Lay off | Company’s letter or email to prove that main contributor and/or co-contributor is/are affected by retrenchment, involuntary no pay leave, dismissal or lay off |
| Demise | Death certificate |
| Debilitating health issues | Medical documents (e.g. official medical bills, appointment letters etc.) |
| Incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expenses | Documents detailing incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expenses |
| Other hardship circumstances to be assessed on a case-by-case basis | Other documents on hardship circumstances as deemed relevant |
Value of the Grant
The value of the grant for each eligible recipient is $1,000 which will be given as outright cash via PayNow (NRIC).
Terms & Conditions
You are advised to read the Terms and Conditions before applying.
How to Apply
Application for SUSS Student Care Fund is open all year round. To apply, please click here to submit your online application with supporting documents. Applications without supporting documents would be considered incomplete and will not be processed.
Applicants will be notified of the outcome via email within 2 weeks of your application.
The University reserves the right to amend the terms and conditions for the grant or to terminate this financial aid at its sole discretion without prior notice.
The SUSS Tech Grant is designed to provide financial assistance to SUSS students for the purchase of technology-related items essential for their academic needs. These items include technological devices, such as laptops, tablets, and any other technology-related devices or software deemed eligible by SUSS.
Note: Software programmes like Microsoft Office, Adobe, SPSS, etc., are not covered under this grant.
Eligibility
- Available to full-time and part-time undergraduate students who are Singapore Citizens (SC) or Permanent Residents (PR).
- A maximum of 20 grants will be awarded per semester.
- Students must meet the income criteria: Monthly Household Per Capita Income (PCI) ≤ S$1,000, based on information submitted during their Higher Education Bursary/ Higher Education Community Bursary applications (reviewed periodically).
Notification for Eligible Students
- Students granted a bursary based on SUSS records will be notified via email of their eligibility to apply for the Tech Grant.
- Students who do not receive an email but meet the criteria may contact Student Life at [email protected] during the application period to apply.
Grant Details
- Reimbursement Amount: Up to S$500
- Each student is eligible to receive the grant only once during their candidature.
Application Periods and Notification Dates
| Academic Semester | Application Period | Notification Period |
|---|---|---|
| January Semester | 1 February to 28 February | End March |
| July Semester | 1 August to 31 August | End September |
Important Notes
- Review the full Terms and Conditions before applying.
- Ensure all required details and supporting documents are included in your application. Late or incomplete applications will not be processed.
The Post Secondary Education Account (PSEA) scheme helps parents save for their children's post-secondary education by maintaining a Post-Secondary Education Account (PSEA) for each eligible child. This is part of the Government's efforts to encourage every Singaporean to complete his post-secondary education. It also underscores the Government's commitment to support families in investing in the future education of their children, and to prepare them for the economy of the future. PSEA is not a bank account. It is administered by the Ministry of Education and is open automatically for all eligible Singaporeans.
Students may apply to use their own or their siblings' PSEA to pay fees to be incurred at Singapore University of Social Sciences, among other approved institutions.
PSEA Balance
Edusave Account balances of students, if any, will be transferred to their PSEA. You can visit the MOE PSEA Scheme website to find out more details on the PSEA Scheme. To find out your PSEA balance, you can call the PSEA/Edusave enquiry line at +65 6260 0777 or contact MOE at www.moe.gov.sg/contact.
How to Apply?
For ongoing withdrawal of PSEA fund to pay for tuition fees and miscellaneous fees
- Using your own account only, your own and sibling’s/siblings’ accounts OR solely your sibling’s/siblings’ accounts: submit a Standing Order (SO) Form1here.
You can refer to this guide on how to submit the online application.
For one-time withdrawal of PSEA fund to pay tuition fees and/or miscellaneous fees or enrichment programme fees that are approved and endorsed by the University
- Using your own account only, your own and sibling’s/siblings’ OR solely your sibling’s/siblings’: submit an Ad-Hoc Form2here. You will need to submit a new form if you wish to pay the fees in the subsequent semesters.
You can refer to this guide on how to submit the online application.
1 & 2 You will need to log in using your SingPass account for the online PSEA application. Students below 21 years old will require parents to log in on their behalf
Application Period
Please submit the application by the stipulated deadline.
| Application Type | New Students | Current Students |
|---|---|---|
| Standing Order | AY2025 Intake: TBC - Please visit this page for updates | AY2024 Intake and earlier January 2025 semester: 27 November to 30 December 2024 |
| Adhoc Withdrawal | AY2025 Intake: TBC - Please visit this page for updates | AY2024 Intake and earlier January 2025 semester: 23 December 2024 to 5 January 2025 |
Termination Request
A SO is a one-time application for automatic withdrawal of PSEA fund until either the fund is used up or when the SO is terminated (SO Termination Form) or replaced (submission of new SO).
For termination of SO, please submit your SO Termination Form to MOE online.
With the aim to provide opportunity for potential family and criminal lawyers who are not eligible for the MOE's Tuition Grant to pursue the Law programmes in Singapore University of Social Sciences, the Ministry of Law is pleased to announce the availability of the MinLaw-SUSS Study Award starting 2017.
Tenure of Study Award
The study award is tenable for a period of five (5) years for the Bachelor of Laws (LLB) and four (4) years for Juris Doctor (JD) programme. Capped at S$9,500 each semester, the award will be used to offset the course fee for the semester.
Value of Study Award
Each study award is worth a total of S$95,000 for the LLB or S$76,000 for the JD programme.
Eligibility Criteria
- Must be a Singapore Citizen;
- Not eligible for the MOE Tuition Grant;
- Not sponsored by any organisation for the LLB or JD programme; and
- Monthly household income per capita (PCI)* does not exceed S$3,300 or demonstrate financial difficulties.
Award recipients will be required to serve a 5-year bond by practising family and/or criminal law in a Singapore law practice upon graduation and admission to the Singapore Bar.
* PCI = Gross income of family members in household / Total number of family members in household
Gross income refers to amount before deduction of CPF. It includes allowances, overtime, commission, bonus, etc.
For Unmarried Students:
- Immediate family members include parents who may or may not be living together with the student.
- Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
For Married Students:
- Immediate family members include spouse and all children who may or may not be living together with the student.
- Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.
How to Apply?
Application period: 1 August to 15 September
To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. Applicants will be notified of the outcome via email by end November.
The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.
In support of Singapore's continued focus in encouraging marriage and parenthood, all part-time adult students will qualify for two free courses when they get married or have children during their programme of study.
Eligibility
- They must be a Singapore Citizen or Singapore Permanent Resident
- They must have registered their marriage on or after the implementation date of the scheme, which is 23 July 2018 and during their programme of study
- Their child/children must be born/adopted on or after the implementation date of the scheme, which is 23 July 2018 and during their programme of study
Both husband and wife are eligible for the scheme individually, if they are both students of SUSS.
Terms & Conditions
You are advised to read the Terms and Conditions before applying for the Marriage and Baby Bonus Scheme.